BlueCross BlueShield Dentist – Jonesboro, AR
How to Maximize Your BlueCross BlueShield Benefits
Investing in dental insurance might initially seem as if you’re spending money on services you don’t need; however, the truth is that regular preventive visits, which are often covered in full by your insurance carrier, can save you time and money on more extensive oral healthcare. At Shane Smith DDS, he is pleased to be a BlueCross BlueShield dentist in Jonesboro who goes the extra mile to provide affordable treatment to all patients. If you want to discover additional ways you can save on each visit, contact our office today.
BlueCross BlueShield Coverage Availability & Fees
When you look at the breakdown of coverage with BlueCross BlueShield (BCBS), each plan is unique, which means there may be some differences regarding premiums, deductibles, benefits, etc. Generally, though, a BCBS PPO plan looks something like the following:
- Preventive Dentistry (i.e., dental exams, dental cleanings, X-rays): 100% coverage
- Basic Restorative Dentistry (i.e., dental fillings, simple tooth extractions): 80% coverage
- Major Restorative Dentistry (i.e., dentures, dental crowns, oral surgery): 50% coverage
Knowing what you can expect from your dental insurance company will allow you to better budget for any out-of-pocket expenses you might incur throughout the treatment process. While you can expect to pay little or nothing for bi-annual visits, maintaining these appointments can save you hundreds or thousands of dollars on restorative, emergency, or complex procedures in the future.
As an in-network dentist with BCBS, Dr. Smith aims to keep fees as low as possible so that you worry less about your financial obligations. Instead, we’ll find ways to spread out your treatment across calendar years and discuss ways to make payments more feasible.
Meet the Team
At Shane Smith DDS, our dental team is here to make sure you fully understand the details of your dental insurance in Jonesboro. Equipped with expert knowledge about how insurance works, we will take the time to go over your policy and determine which services are covered and which ones are not. Once we have a clear idea of what it offers, we will explain the most effective way for you to get the most out of your available benefits. But our commitment doesn’t stop there. We’ll also handle all the paperwork and file your claim so that you have one less thing to worry about.